Things to consider when leasing:

• Generally, there is no 'cooling off' period or cancellation rights when leasing or purchasing a new or used vehicle. Once you sign the contract, you are obligated to make all payments.

• If you intend to hold on to the vehicle for longer than 3 years, consider purchasing on credit. It is often more expensive to lease then exercise the purchase option than to have purchased the vehicle outright.

• Request disclosure of the capitalized cost and finance rate. Negotiate for the lowest capitalized cost and financing rate possible.

• Obtain full accounting of all rebates, cash down, trade-in value, and all other payments applied to the lease.

• You should not purchase extended warranties which duplicate the manufacturers warranty or provide coverage beyond the lease term of the vehicle.

• Based on clear, accurate and complete information, compare total cost to lease or purchase the vehicle.

• Know the value of your trade-in vehicle by checking the wholesale and retail prices at Car Prices or check the National Auto Dealers Association (NADA) Used Car Pricing Guide, available at banks, credit unions, and librarys. Insist that your trade-in be accounted for in the lease transaction.

• Be aware that early termination of a lease is an expensive proposition. You can't just turn the car in early and walk away.

• Do not sign a lease agreement until you have read and understood all of its terms.

• Do not allow the dealer to "pack" extra products and services such as extended service contracts and credit and disability life insurance into your lease payment without your agreement to do so.

• If leasing is they way you want to go, make a lease request with our service. There is NO obligation to buy, no hassle, and prices are very competitve.